FedPayments^® Reporter Service for Check Services Frequently Asked Questions

Check Advanced Notice Return Report

1. What is the format of the reports?

   There are two report formats available. Both reports contain the same information about the return items, but one option includes the check images.

   • A non-image report in Microsoft^® Excel^® format lists each return item available at the time the report is generated for the Bank of First Deposit (BOFD).
   • An image report in PDF format lists each return item available at the time the report is generated, including a rendering of the front and rear images of the return items.

   
   
2. What information is included in the reports?

   The reports contain the following return data:

   • Return amount
   • Return reason code and description
   • BOFD information
   • Payor information
   • Receipt Date and Time
   • Presentment Date and Time (i.e., when returns are scheduled to be presented to the BOFD)

   
   

   Return items are listed by amount in descending order, so that the highest dollar value return is always listed first in the report.

3. At what times will the reports be available?

   The reports can be scheduled for creation and delivery to the BOFD at the beginning of each hour (unless indicated otherwise below) during the following periods (Eastern Time):

   Report Schedule Options	2 - 3:59 p.m.	4 p.m.	4:30 p.m.	5 p.m.	5:30 p.m.	6 p.m. - 12 midnight	12 midnight - 2 p.m.
   Sunday
   Monday, Tuesday, Wednesday, Thursday, Friday
   Saturday							6 a.m. only

4. What return items are included on the reports?

   The report lists all return items received and accepted by the Federal Reserve Banks for the BOFD up to that point on a given processing date, with an amount equal to or greater than the dollar value threshold set by the BOFD for the report(s). The report may include return items that have not yet been presented to the BOFD. If no return items are available at the report generation time, the report will still be generated indicating that no returns were available.

5. How many return items are included on the report?

   The Excel non-image report will list up to 20,000 return items, and the PDF image report will include up to 100 return items.

6. Will Check reports be delivered to the same secure portal as ACH reports?

   The reports will be delivered as encrypted emails and will leverage the same ZixCorp site as FedPayments Reporter Service for FedACH^® Services. Customers with ZixCorp will receive the emails directly in their inbox. Non-ZixCorp customers will receive the emails into the same Internet portal as FedPayments Reporter Service for FedACH Services.

Check Advanced Notice Payor Report – Financial Institutions

1. What is the format of the reports?

   There are two report formats available. Both reports contain the same information about the forward items, but one option includes the check images.

   • A non-image report in Microsoft^® Excel^® format lists each forward item available at the time the report is generated for the paying institution
   • An image report in PDF format lists each forward item available at the time the report is generated, including a rendering of the front and rear images of the forward items

   
   
2. What information is included in the reports?

   The reports contain the following forward data:

   • Check amount
   • Payor information
   • BOFD information
   • Receipt Date and Time
   • Presentment Date and Time (i.e., when forward items are scheduled to be presented to the paying institution)

   
   

   Forward items are listed by amount in descending order, so that the highest dollar value is always listed first in the report.

3. At what times will the reports be available?

   The reports can be scheduled for creation and delivery to the paying institution at the beginning of each hour (unless indicated otherwise below) during the following periods (Eastern Time):

   Report Schedule Options	2 - 3:59 p.m.	4 p.m.	4:30 p.m.	5 p.m.	5:30 p.m.	6 p.m. - 12 midnight	12 midnight - 2 p.m.
   Sunday
   Monday, Tuesday, Wednesday, Thursday, Friday
   Saturday							6 a.m. only

4. What forward items are included on the reports?

   The report lists all forward items received and accepted by the Federal Reserve Banks for the paying institution up to that point on a given processing date, with an amount equal to or greater than the dollar value threshold set by the paying institution for the report(s). The report may include forward items that have not yet been presented to the paying institution. If no forward items are available at the report generation time, the report will still be generated indicating that no forward items were available.

5. How many forward items are included on the report?

   The Excel non-image report will list up to 20,000 forward items, and the PDF image report will include up to 100 forward items.

6. Will Check reports be delivered to the same secure portal as ACH reports?

   The reports will be delivered as encrypted emails and will leverage the same ZixCorp site as FedPayments Reporter Service for FedACH Services. Customers with ZixCorp will receive the emails directly in their inbox. Non-ZixCorp customers will receive the emails into the same Internet portal as FedPayments Reporter Service for FedACH Services.

Check Advanced Notice Payor Report – Corporate

1. What is the format of the reports?

   There are two report formats available. Both reports contain the same information about the forward items, but one option includes the check images.

   • A non-image report in Microsoft^® Excel^® format lists each forward item available at the time the report is generated for the paying institution
   • An image report in PDF format lists each forward item available at the time the report is generated, including a rendering of the front and rear images of the forward items

   
   
2. What information is included in the reports?

   The reports contain the following forward data:

   • Check amount
   • Payor information
   • BOFD information
   • Receipt Date and Time
   • Presentment Date and Time (i.e., when forward items are scheduled to be presented to the paying institution)

   
   

   Forward items are listed by amount in descending order, so that the highest dollar value is always listed first in the report.

3. At what times will the reports be available?

   10 a.m. ET or 12 p.m. ET

4. What forward items are included on the reports?

   The report lists all forward items received and accepted by the Federal Reserve Banks for the corporate customer of the paying institution up to that point on a given processing date. The report may include forward items that have not yet been presented to the paying institution. If no forward items are available at the report generation time, the report will still be generated indicating that no forward items were available.

5. How many forward items are included on the report?

   The Excel non-image report will list up to 20,000 forward items, and the PDF image report will include up to 100 forward items.

6. Will Check reports be delivered to the same secure portal as ACH reports?

   The reports will be delivered as encrypted emails and will leverage the same ZixCorp site as FedPayments Reporter Service for FedACH Services. Customers with ZixCorp will receive the emails directly in their inbox. Non-ZixCorp customers will receive the emails into the same Internet portal as FedPayments Reporter Service for FedACH Services.

7. How are my corporate customers set up to receive the report?

   Corporate Check reporting must be self-administered through the FedPayments Reporter Service for FedACH Services. The FedPayments Reporter Service for FedACH Services now includes scheduling for check corporate reporting and you can use the same company account number configurations already defined, or set up new company configurations if the corporate account numbers are different for check versus ACH.

8. Are there any concerns with the completeness of the check account numbers?

   The application matches the account numbers configured for the corporate in the FPR application to the account numbers on the forward checks in order to create the reports. Banks that use the electronic check repair service should expect to receive more complete corporate check reports than those that currently do not use the electronic repair service. However, it is not a prerequisite that the electronic repair service is used by the bank in order to receive corporate check reports.

Top of Page